Given that we are in the month of September, which is typically a month when people deal with things they’ve avoided over the summer months (or longer), this article will discuss why it is important to have a will.
The idea of creating a will might seem silly or morbid. However, dying without a will can create extra, unnecessary grief for the loved ones that you leave behind.
A few months ago, I was driving home and listening to CBC. The guest speaker was an accountant specializing in the music industry and was relaying the story of a musician who had received a significant royalties cheque and had spent it all without putting any money aside for tax purposes. In this case, the musician worked a regular job to support his music career, and was used to having his taxes deducted by his employer. When he received his royalties cheque, he didn’t think twice and spent it believing the money was all his.
Goldstar Cleaning Services, 1591 10th Ave 250-423-4029
Spend less time cleaning your house. With Goldstar Cleaning’s new, relaunched website and blog, you are filled in on trade secrets, trusted tips and proven strategies to put the sparkle back in your life. The blog, at goldstarservicesgroup.com, is updated weekly.
Find out how to keep your office or shop cleaned properly so that it stands up to wear and tear – and costs you less to maintain.
Ascent Helicopters, 250-423-1443
Ascent Helicopters is now offering Helicopter Tours in Fernie. Experience the rare, aerial view of the stunning Canadian Rockies with a spectacular sightseeing tour. Their heli-tours provide unparallel views of the Lizard Range, Three Sisters and Elk Valley. Ascent’s Mountain pilots Greg Goodison and Dave Hawrys will exceed your expectations by providing paramount service and knowledge of the local area.
Last month I covered the pension benefits offered by the government. Will they still be there 20 years from now? I am not sure, so perhaps we should be asking what our sources of retirement income are and how much we will need.
Common sources are pension plans, RRPS and other investments, savings and work. Typically, it is recommended that we will need 70% of what our earnings will be in the years just before retirement.
Elk Valley WorkBC Employment Services Centre, www.jobsinfernie.com 250-423-4204
The Elk Valley Employment Centre provides the full range of integrated supports and services available through the new Employment Program of BC. The Centre opened its doors on April 1 and is celebrating a grand opening on June 6 at 10:30am.
Services are provided Monday to Friday (9am to 5pm) through the same storefront as the outgoing JobSeekers Program in Fernie at 302 C 2nd Ave. Itinerant services are offered to surrounding communities to ensure coverage across the Valley.
There are major changes coming in family laws for British Columbians.
The Family Law Act was passed by the provincial legislature in November 2011 and will be fully in force sometime in 2013. This article will hopefully allow savvy Fernie Fix readers the time to consider the cheery consequences of this new legislation.
Curtis Stevens, MACP www.uuntied.shawwebspace.ca 403-563-7500
Curtis Stevens, a certified Canadian Counsellor with a Master’s Degree in Counselling Psychology, has opened an office in Fernie for his business U-Untied.
“Once we take away the stress and untie the knots of pain and discomfort in our daily lives, we discover what and who we can be. We were designed to feel better than we do physically, emotionally and mentally.”
Photo by Krista Turcass, Tears & Gears 2011
It seems like everyone in the Elk Valley volunteers their time in one way or another. From search and rescue, to child care, to sporting events, and everything in between, volunteers make our community a great place to live. But, as they say, “no good deed goes unpunished”.
I had the opportunity and pleasure to meet several retired couples a month ago. They had already skied between 60 to 80 days and I would add another ten to 15 days to those by the time FAR closed for the ski season. They play golf and walk the course (no golf carts here), cycle, hike, travel and so much more. They are enjoying life!
How can we do the same? Staying fit and healthy is number one but what about the financial part of the equation? Currently, there’s the mortgage, car loan, children to feed, clothe, and educate and the list goes on, and it doesn’t seem like it will end.
Cathy Morris is back at The Massage Place this May, submitted photo
City of FernieOCPIC, www.fernie.ca 250-423-4466
Of all the committees in the City of Fernie government, none touches each and every citizen like the OCPIC (Official Community Plan Implementation Committee). This committee collects past citizen surveys, current citizen surveys, Stats Canada information, then combines this information with the stated desires of Fernie residents to create the report.
British Columbia’s drinking and driving regulatory penalties took effect in September of 2010. The regulations permit police to issue an immediate roadside driving prohibition to a driver with a blood alcohol content (BAC) of .05 or higher.
If you have a home-based business and/or operate a business without being incorporated, the Canada Revenue Agency (CRA) considers you to be self-employed or a sole proprietor.
You will be reporting your income by recording it on lines 135 to 143 of the T1 General Form.
To determine your income you will need to complete Form T2125 titled Statement of Business or Professional Activities. If you have more than one business, you will need to fill out a T2125 for each one.